We are delighted to advise that, as part of your membership to the Independent Pilots Association, you have access to specialist Income Protection, Loss of Licence, Permanent Inability to Fly Insurance and Legal Expenses policies specifically designed for pilots.

Should you wish to review the range of policies, please click on the link to be directed to the Independent Pilots Association section on Air Crew Benefits. This service is offered by Besso Limited who are authorised and regulated by the Financial Conduct Authority (Firm Reference Number 309159). Should you wish to discuss these products, please contact Ian White using the telephone number 0207 480 1156 or by email ian.white@besso.co.uk 

Besso Limited offer a range of policies designed to protect your income, including Income Protection, Loss of Licence and Permanent Inability to Fly Insurance. The Independent Pilots Association Specialist Legal Expenses policy is also available.

All policies have been designed to be flexible in terms of the cover available and are specific for the pilot community. Applications are all made online with bespoke quotations issued directly to you.

Legal Expenses – provides legal expertise up to a limit of up to £125,000 to defend your legal rights in certain circumstances and includes 24-hour round-the-clock legal advice over the telephone on any matter.

Pilot Income Protection - pays a pre agreed monthly benefit after a pre agreed waiting period should you be unable to carry out your normal occupation as a pilot due to injury or illness. The status of your licence is not taken into consideration and the total benefits received, including any employer paid benefits, must not exceed 85% of your average net monthly salary and the maximum cover that you can purchase is £ 5,000. Cover would cease at the age of 65, when you return to work or if you were to die, whichever the sooner.

Loss of Licence - pays a pre agreed lump sum benefit in the event that your licence is permanently revoked or insurers are satisfied that due to ill health or accident, you will not regain your medical certificate within 5 years of the disability. Cover is available up to a maximum of £300,000; the amount of cover you can purchase and the premium will depend on your age.

Permanent Inability to Fly - pays a pre agreed lump sum should you suffer from one of the conditions noted in the policy. The maximum level of cover available is £150,000.

All policies are arranged by Besso Limited and all claims are administered by the dedicated Aviation team. Please see the range of policies available at www.aircrewbenefits.com and click on the Independent Pilots Association logo. Alternatively, do call them directly on 0207 480 1156.